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Debt to Income Ratio Calculator

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While waiting for an approval from my bank for new house loan mortgage application, I have been informed that the bank has checked my loan history and status and they said that my debt-to-income ratio is slightly above their ratio number. But, since I am already being their customer for more than 10 years with [...]

Amortization Chart

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Loan amortization is a method of debt repayment in equal installments over a specific period of time where the payment amount consists of paying principal and interest with different amount every month. The payment amount of interest is gradually decreased and the payment amount of principal is gradually increased, and will be become zero amount [...]

Personal Budget

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What is a personal budget definition? Refer to several internet sites, a personal budget is a financial plan that limits the amount of money that will be spent on any expenses category in any period of time. The most common period used as a reference is one month period. The limitation is usually based on [...]

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